Our client is a small business owner who employs her husband, sister, and has multiple other employees. Both she and her sister have one child each. As a business owner, she was interested in exploring private medical insurance options for her team and their families under a group policy.

Client’s requirements

The client sought a comprehensive yet cost-effective private medical insurance policy that would provide coverage for:

Four adults (herself, her husband, her sister, and one employee at present)
Two children (hers and her sister’s)
A structured outpatient allowance to ensure essential healthcare access while keeping costs manageable
Additional worldwide travel insurance to cover medical needs while abroad

Our approach

Upon understanding the client's needs, we conducted a thorough market analysis to find the most suitable plan offering all the support and treatment required with enhanced outpatient cover.

The solution

We successfully secured a tailored private medical insurance policy from one of our trusted providers. The selected policy offers:

Comprehensive inpatient coverage with a structured outpatient allowance that includes up to four specialist consultations per year, with no limit on diagnostic tests upon referral
Access to private hospitals and specialists
Comprehensive cancer cover, including treatment costs and specialist care
Additional travel insurance for global medical coverage
Cost-effective benefits while maintaining essential healthcare support

Client benefits

Reduced waiting times for medical treatment
Enhanced employee satisfaction and well-being
Financial protection against unexpected medical expenses
Flexibility to adjust coverage as business and family needs evolve

By tailoring a solution to the client’s unique business and family structure, we provided them with a robust private medical insurance plan that ensures long-term security and peace of mind.