Business insurance.
Our tailored insurance solutions protect your business from unexpected risks, giving you the confidence and peace of mind to focus on what truly matters – driving growth and building your success.
Key Person Protection.
Losing a key team member through death or serious illness could expose your business to significant risk and disruption. When someone critical to your operations cannot work, replacing their experience, knowledge, and unique contribution presents substantial challenges that could impact your business's future success.
Key Person Protection provides financial coverage to help your business navigate these difficult situations, compensating for the losses that occur when an essential team member is no longer available to contribute to your company's growth and development.
Key Person Income Protection.
If a key person in your business is unable to work due to illness or injury, the impact can be felt quickly across your operations, income and day-to-day stability. Key Person Income Protection is designed to provide a regular monthly benefit to the business, helping cover the financial gap while that person recovers. This support can help with lost revenue, temporary replacement costs, or keeping essential business commitments on track.
Executive Income Protection.
Executive Income Protection provides essential coverage for your most valuable leaders and executives. When unforeseen challenges like illness, injury, or incapacitation arise, this insurance ensures your executives maintain their income even when they cannot actively work.
This protection safeguards your key decision-makers' financial security, helping maintain stability within your leadership team during difficult periods and ensuring your business retains its most important talent.
Relevant Life.
Relevant Life Insurance provides a tax-efficient way for small businesses and high-earning individuals to offer valuable financial protection to employees and their families. This specialised coverage helps attract and retain top talent while delivering significant tax advantages.
Our tailored Relevant Life Insurance policies are designed to maximise tax savings for both employers and employees, creating a win-win solution that strengthens your benefits package while providing essential financial security for your team.
Shareholder Protection.
In the dynamic world of entrepreneurship, unexpected events can create significant challenges for business continuity. Shareholder Protection provides essential coverage that ensures smooth ownership transitions when a shareholder faces death or critical illness.
This insurance creates a clear path for transferring ownership stakes, protecting both the business and remaining shareholders while providing financial security for the affected shareholder's family or beneficiaries.
Business Loan Protection.
Securing a business loan is often crucial for achieving your entrepreneurial goals, but unexpected events like illness, injury, or death can threaten your ability to meet repayment obligations. Business Loan Protection provides essential coverage to safeguard your business and assets during these challenging times.
Whether you're a sole proprietor or corporate entity, this protection ensures your loan commitments are covered, allowing you to focus on growing your business without worrying about financial obligations during difficult periods.
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As with all insurance policies, conditions and exclusions will apply.
The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.
Home of Insurance is a trading style of LBR Financial Solutions Limited, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register under firm reference number 570711. Registered Office: LBR Financial Solutions Limited, Unit 12, Brooke Estate, Lyon Road, Romford, Essex, RM1 2AT. Registered Company Number: 08356654. Registered in England & Wales.
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