Personal insurance.
Personal insurance offers financial support exactly when you need it most.
Should you ever be unable to work due to accident or illness, face a serious health diagnosis, or want to ensure your family's future security, these payments become a crucial lifeline during challenging moments. It provides essential protection if life takes an unexpected turn.
Life insurance.
Life insurance is an important consideration for anyone with financial responsibilities they don't want to burden their loved ones with.
Life insurance provides a lump sum upon death, which your family can use to maintain their lifestyle, pay off debts, or cover essential expenses during a difficult time.
Private Medical Insurance.
Private medical insurance gives you faster access to healthcare when you need it most. This coverage allows you to bypass NHS waiting times, choose your preferred specialists and hospitals, and receive prompt treatment for non-emergency conditions, ensuring your health remains a priority without delay.
Critical illness cover.
Critical illness insurance provides valuable protection against serious health conditions that can affect anyone. A critical illness typically includes conditions like heart attacks, strokes, or cancer diagnoses.
Most insurance providers offer comprehensive coverage for a wide range of conditions, usually between 30 and 50 different illnesses.
Serious illness cover.
A serious illness policy may pay out for many of the critical illness conditions listed above, but it can also pay a smaller sum for less severe illnesses or conditions that are more easily treatable.
They may require you to take some time off of work and receive additional physio or mental health support providing a lump sum when you need it most.
Income protection.
Employers typically provide basic statutory sick pay for a limited time, but this often falls short of covering your everyday expenses like bills, food, and mortgage payments.
An income protection policy bridges this gap, providing you with a regular income when illness or injury prevents you from working and reduces your earnings.
Self-employed Income Protection.
Working in a self-employed role comes with many benefits, but sick pay isn't one of them. If you become unwell and unable to work, you generally won't receive any income.
Self-employed income protection policies create your own safety net, providing regular payments to help cover your mortgage, bills, and everyday expenses when illness or accident prevents you from working.
These policies can support you for periods ranging from 24 months to retirement age, depending on your needs and circumstances.
Speak to one of our friendly advisors.
Call us on
The insurance team that is on your side.
Specialists in finding the best policy for you
Talk to us today
As with all insurance policies, conditions and exclusions will apply.
The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.
Home of Insurance is a trading style of LBR Financial Solutions Limited, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register under firm reference number 570711. Registered Office: LBR Financial Solutions Limited, Unit 12, Brooke Estate, Lyon Road, Romford, Essex, RM1 2AT. Registered Company Number: 08356654. Registered in England & Wales.
© Copyright 2025 Home of Insurance. All Rights Reserved.