Property insurance.
Home insurance provides essential protection for your property and belongings against unexpected events. Your coverage can safeguard against damage or loss from fire, flood, storms, theft, and other risks, ensuring your most valuable investment remains secure.
Buildings insurance.
Buildings insurance protects your property's structure against risks like fire, flood, storms, and vandalism. This coverage provides essential financial support for repairs or rebuilding when unexpected damage occurs to your valuable investment.
Without protection, structural repairs can cost tens of thousands of pounds. Building insurance gives you peace of mind, ensuring you won't face overwhelming expenses when your property needs restoration.
Contents insurance.
Homeowners and tenants.
Contents insurance protects your personal belongings against theft, damage, or loss. Whether you're a homeowner or tenant, this coverage safeguards furniture, electronics, clothing, and valuables when unexpected events occur.
Replacing belongings after theft or damage could cost thousands. Contents insurance ensures you can restore your possessions without financial strain, providing essential peace of mind.
Loss of rent.
Loss of rent insurance protects landlords when their rental income is interrupted by covered events like fire, flood, or storm damage. This coverage ensures you continue receiving rental payments while your property is being repaired and cannot be occupied.
Without this protection, you could face months without rental income while still paying mortgage and maintenance costs. Loss of rent insurance maintains your cash flow during repairs, protecting your investment returns.
Landlord insurance.
Landlord insurance provides comprehensive protection for rental property owners against the unique risks of letting. This specialised coverage includes building protection, loss of rent, and liability coverage that standard home insurance doesn't provide.
Rental properties face unique risks from tenant disputes to accidental damage. Landlord insurance protects your investment and income, giving you peace of mind to focus on your property business.
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As with all insurance policies, conditions and exclusions will apply.
The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.
Home of Insurance is a trading style of LBR Financial Solutions Limited, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register under firm reference number 570711. Registered Office: LBR Financial Solutions Limited, Unit 12, Brooke Estate, Lyon Road, Romford, Essex, RM1 2AT. Registered Company Number: 08356654. Registered in England & Wales.
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